Canada Mortgage and Housing Corporation (CMHC) – Seed Funding: New Construction Stream


CMHC’s New Construction Stream provides interest-free loans and/or non-repayable contributions to help with costs related to pre-development activities. This can include business plans, preliminary designs, development permits and more.

Comments on Funding:

Funding takes the form of interest-free loans and/or non-repayable contributions.
Maximum funding amounts are determined during the scoring and prioritization process.


Applicants must be:

  • community housing providers;
  • municipalities, provinces and territories;
  • Indigenous governments and organizations;
  • private sector groups.

Applicants’ projects must:

  • be Indigenous community housing;
  • be community and affordable housing;
  • be mixed-used market / affordable rental;
  • be shelters, transitional housing and supportive housing;
  • be conversion of non-residential buildings to affordable multi-residential;
  • be renovation of existing affordable units at risk of being abandoned or demolished;
  • meet minimum requirements:
    a) be primarily residential;
    b) have a minimum of 5 affordable units/beds; and
    c) be considered affordable, as determined by the Municipality, Province or Territory, or as accepted under other CMHC programs.

Applications Steps:

Documentation Needed:

Applicants must upload:

  1. signed Integrity Declaration;
  2. the required documents listed in the Seed Funding Application (New Construction) – Document Requirements; and
  3. completed CMHC Viability Assessment.

Other Things to Note:

  1. PEFIP is a 10 year program (beginning 2021-2022) providing almost $647 million to help supply-managed poultry and egg producers adapt to market changes resulting from the implementation of the Comprehensive and Progressive Agreement for Trans-Pacific Partnership (CPTPP).
  2. Applicants have the flexibility to seek funding for eligible activities that started on or after March 19, 2019. The project activities must be completed by March 31, 2031.
  3. Project Applications must be received before March 31, 2030, which is the end of the 9th year of the program. To help ensure that program funding is fully utilized, PEFIP may re-allocate (in consultation with the national marketing organizations) any unused funding in the program’s 10th and final year in 2031.

Program Contact:

Seed Funding | CMHC

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