1000 Islands Community Development Corporation – Business Financing

Description:

1000 Islands Community Development Corporation’s Business Financing program provides commercial loans up to $250,000 to new or existing businesses in South Leeds when financing from more traditional sources is unavailable or insufficient. Funding is available for start-up, expansion or stabilization plans that help maintain or create jobs.

Comments on Funding:

Financing will take the form of repayable financing of up to $250,000 on commercial loans or equity investments.

Loan terms and conditions:

  • loan rates are indicative of risk, as assessed at our sole discretion, and typically range from a minimum of prime rate + 2% to prime rate + 5% (or higher according to risk).
  • loans often require security.

Eligibility:

Applicants must:

  • be new or existing businesses in the 1000 Islands Region;
  • have exhausted all other avenues of financing;
  • use financing for the ultimate purpose of job creation or maintenance.

Applications Steps:

Applicants must submit the fully completed and signed online application form and all the supporting documents.

Documentation Needed:

Applicants must submit:

  • personal financial statement (pdf);
  • business plan (pdf);
  • cash flow projection;
  • financial statements;
  • copy of business registration;
  • copy of partnership agreement, if applicable;
  • articles of incorporation, if applicable.

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