Agricultural Credit Corporation – Advance Payments Program

Description:

The Advance Payments Program (APP) is a Government of Canada program which supports the provision of cash advances to producers across Canada. Created for farmers, this ag-mazing program allows participants to borrow at low rates, repay as they sell, and market their product when prices are most advantageous. Financing is available year round for over 4,000 different commodities such as grains and oilseeds, vegetables, livestock, ginseng, hemp, and even potted plants.

Comments on Funding:

Funding is a loan of up to a maximum of $1,000,000.
Loan terms and conditions:
1. first $250,000 are interest-free;
2. the remaining $750,000 are available at Prime Interest Rate;
3. financing is up to 18 months (includes enrollment in storage component);
4. the loan rate is calculated at approximately 50% of the projected farm gate value;
5. Repayment:
a) as crop is marketed (supported by receipts after Jan 31st);
b) the deadline to repay is December 30th in case of non- storable crops.

Eligibility:

  • Applicants must be farmers.

Applications Steps:

Applicants must call ACC for more information about the program or to process an application at 1-888-278-8807.

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