BDC Commercial real estate financing (2022)


BDC helps Canadian businesses invest in increasing production capacity or upgrade facilities by: purchasing land or buildings; construction of new premises; expansion or renovation of existing premises; or replenishment of working capital depleted by real estate costs.

Comments on Funding:

Funding is a loan of up to 100% of project costs and starts at:

  • $10,000 for businesses that have been in operation between 12 and 24 months and 
  • $100,000 for businesses that have been in operation for more than 24 months.

Loan terms:

  • up to 25 years loan repayment period;
  • up to 36 months principal postponement at the start of the loan;
  • no personal assets taken as collateral.


Applicants must be:

  • Canadian-based businesses that have been in operations for at least 12 months,
  • business owners that:
  • are Canadian citizen or permanent residents, and 
  • have reached the age of majority in the province or territory where they live.

Applications Steps:


“I was a little nervous at first about investing in commercial real estate. But BDC made it so easy tojump in with both feet and get the financing we needed to make our project work!” – Cecilia Burke, CEO and President

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