BDC Commercial real estate financing (2022)


The Commercial Real Estate Loan offers financing that can be used for:
1. increasing capacity (purchasing land and buildings or covering construction costs to build new ones);
2. upgrading facilities (expanding or renovating existing premises);
3. complementing the line of credit (replenishing working capital depleted by real estate costs).

Comments on Funding:

Funding is a loan of up to 100% of project costs and starts at $100,000.

Loan terms:

  1. up to 25 years loan repayment period;
  2. up to 36 months principal postponement at the start of the loan;
  3. no personal assets taken as collateral.


Applicants must be:

  • be Canadian-based businesses;
  • have been in operation for at least 24 months;
  • business owners that:
    a) are Canadian citizen or permanent residents;
    b) have reached the age of majority in the province or territory where they live.

Applications Steps:


“I was a little nervous at first about investing in commercial real estate. But BDC made it so easy tojump in with both feet and get the financing we needed to make our project work!” – Cecilia Burke, CEO and President

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