No Fixed Amount

Type of Program:



The FCC Advancer Loan is a pre-approved, secured loan that continually re-advances funds as their clients (Canadian agriculture businesses) grow their operations.

Comments on Funding:

The applicant will pay interest and other fees, if applicable.
Loan terms and conditions:

  • pre-approved, secured loan;
  • ability to continually re-advance funds;
  • open variable rate;
  • interest-only payments required with principal payments at your discretion;
  • ability to convert in whole, or in part, to a term loan with a fixed repayment schedule.

When It Ends:



Rolling deadline


Applicants must:

  • Applicants must be Canadian agriculture businesses.

Applications Steps:


Applicants must contact a FCC representative for details.

Documentation Needed:

Applicants must:

  1. 1
    generate a net worth statement,
  2. 2
    collect past three years of tax returns or accountant-prepared financial statements,
  3. 3
    gather recent pay stubs or written employer verification for off-farm income (if applicable),
  4. 4
    bring government-issued photo ID (drivers license, passport),
  5. 5
    collect shareholder agreements (if any),
  6. 6
    assemble copies of existing operating loan agreements (if applicable),
  7. 7
    build a business and marketing plan,
  8. 8
    prepare and maintain a cash flow budget.

Other Things to Note:

Previously both the FCC Credit Line and The FCC Advancer Loan were under the same entry.

About the author 


Maurice (Moe) Muise learned the ins-and-outs of government while an employee of the Government of Canada in Ottawa for 10 years. His current focus is helping small businesses in Ontario to identify and maximize government grants to grow their business.
Click here to learn more about Moe's background and how he can help your business.


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