Farm Credit Canada (FCC) – Starter Loan

Description:

FCC provides financing to agriculture and food industry startups and to agriculture, agribusiness or food and beverage-related business that were established within the past three years.

Comments on Funding:

Funding is up to $150,000.

Loan terms and conditions:

  • special 1- to 10-year fixed rates available;
  • no loan processing fees.

When It Ends:

Ongoing

Deadline:

Rolling deadline

Eligibility:

  • Applicants must be agriculture and food industry startups;
  •  Applicants must be existing agriculture, agribusiness or food and beverage-related business started within the past three years.
  • Eligibility starts at 18 years of age.
  • If applicants are 25 years or older:
  • new business or have started their business within the last 3 years;
  • most recent revenue (individual and corporate combined) must be $50,000 or less.

Applications Steps:

1

Applicants must call 1-888-332-3301 to learn more.

Documentation Needed:

Applicants must:

  1. generate a net worth statement,
  2. collect past three years of tax returns or accountant-prepared financial statements (if applicable),
  3. gather recent pay stubs or written employer verification for off-farm income (if applicable),
  4. bring government-issued photo ID (drivers license, passport),
  5. collect shareholder agreements (if any),
  6. assemble copies of existing operating loan agreements (if applicable),
  7. build a business and marketing plan,
  8. prepare and maintain a cash flow budget.

Other documentation might be required to prove the Indigenous status.

Program Contact:

Starter Loan | FCC

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