Financing for Tech Companies – Government of Canada, Business Development Bank of Canada (BDC)

Description:

Financing for Tech Companies Loan provides funding to earlier-stage scale-up Canadian tech companies in need to secure their market position and to established businesses in growth mode. Financing can be used to:

  1. boost their growth plan (speed up their go-to-market, develop new products and hire more staff);

  2. speed up new customer acquisition (invest in their sales, advertising, and digital marketing campaigns);

  3. surpass competitors (acquire another business and attract new customers by expanding into new markets).

Comments on Funding:

Funding takes the form of loans and starts at $100,000.

Loan terms and conditions:

  • the possibility to postpone principal payments at the start of the loan;
  • a customized repayment schedule.

Eligibility:

Applicants must:

  • be Canadian-based tech businesses,
  • have been in operation for at least 24 months;
  • business owners that:
  • are Canadian citizen or permanent residents, and
  • have reached the age of majority in the province or territory where they live.

Other Things to Note:

BDC also offers solutions that protect cash flow and support tech businesses at all stages, including those with a recurring fees revenue model. This applies to businesses with monthly recurring revenues of $50,000 or more. Other financing solutions are available for businesses whose monthly recurring revenues are less.

Program Contact:

Financing for tech companies

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