Community Development Corporation of Sault Ste. Marie & Area (CDC of Sault Ste. Marie & Area) – Northeastern Ontario Investment Pool (NEOIP) (2021)

Description:

The Community Development Corporation of Sault Ste. Marie & Area (CDC) provides various loans of up to $150,000 ($250,000 on special circumstances).

In the event that a client requires funding exceeding their inhouse limits, the CDC is able to access the NEOIP in the amount of $500,000 with the CDC advancing the first $150,000. The eligibility criteria are the same as our normal CDC inhouse loans.

Comments on Funding:

The CDC is able to access the NEOIP in the amount of $500,000 with the CDC advancing the first $150,000.
Loan terms and conditions:

  1. Interest rates policy:
    a) in cases of AAA Applications – Prime + 2;
    b) normally – Prime + 4.
  2. The interest rate is generally fixed for the life of the loan.

Eligibility:

Applicant must be:

  • small and medium–sized businesses;
  • businesses in the CDC’s service area (extends from Montreal River to the North, Laird Township to the East and Prince Township to the West).

Applications Steps:

Documentation Needed:

CDC will likely require additional information such as financial statements, if available and will work with the applicant to complete a cash flow forecast. Assistance will be provided where needed.

Program Contact:

Business Loans

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