Type of Program:



The objective of Express funding is to expedite the loan process and ensure a fast turnaround of application decisions.

Loans can be used for the following:

  1. 1
    new and used equipment purchases;
  2. 2
  3. 3
    working capital.

Comments on Funding:

Funding is a loan between $5,000 and $25,000.

When It Ends:



Rolling deadline


Academic institutions must:

  • be aboriginal owned and controlled businesses (50.1% held by Aboriginal entrepreneurs). Where ownership and or control of a business is not solely held by Aboriginal entrepreneurs each project will be considered on a case by case basis to ensure that the Aboriginal owner will stand to gain from the funding provided by TWO RIVERS.
  • be businesses in the TRCDC service area;
  • have no less than 10% to 15% equity. Equity in the form of contributed assets (directly related to the business) may occasionally be considered. TWO RIVERS does not recognize personal assets such as a personal vehicle or residential real estate as equity. In the case of an existing business, TWO RIVERS can recognize the equity they have built up in their business.
  • have a demonstrated ability to repay;
  • have evidence of future economic viability management skills.

Applications Steps:


connect with TRCDC's Business Support Team to discuss business financing options;


submit an application;


submit a more detailed business plan;


sign agreements, including loan repayment terms.

Documentation Needed:

Applicants must submit:

  1. 1
    an application form;
  2. 2
    a detailed business plan.

Other Things to Note:

  1. 1
    First Nations:
  • Missisaugas of the Credit First Nation,
  • Six Nations of the Grand River.
  1. 2
  • Oxford, Norfolk,
  • Perth, Waterloo,
  • Wellington Peel,
  • Dufferin, Grey,
  • Brant, Haldimand,
  • Hamilton, Niagara,
  • Halton, Simcoe, and
  • York including the,
  • GTA.

About the author 


Maurice (Moe) Muise learned the ins-and-outs of government while an employee of the Government of Canada in Ottawa for 10 years. His current focus is helping small businesses in Ontario to identify and maximize government grants to grow their business.
Click here to learn more about Moe's background and how he can help your business.


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