Two Rivers Community Development Centre (TRCDC) -General Loans (2022)


TRCDC provides financing up to $1,150,000 to First Nations entrepreneurs in their service area. Loans are available to assist with: starting a new business, expanding an existing business, acquisition of an existing business, purchasing equipment, and working capital for inventory and day to day expenses.

Comments on Funding:

Funding is up to $1,150,000 for General Loans.

Loan terms and conditions:

  1. Adequate security is required (which could include both business and personal assets).
  2. Flexible repayment terms are available.


Academic institutions must:

  • be aboriginal owned and controlled businesses (50.1% held by Aboriginal entrepreneurs). Where ownership and or control of a business is not solely held by Aboriginal entrepreneurs each project will be considered on a case by case basis to ensure that the Aboriginal owner will stand to gain from the funding provided by TWO RIVERS.
  • be businesses in the TRCDC service area;
  • have no less than 10% to 15% equity. Equity in the form of contributed assets (directly related to the business) may occasionally be considered. TWO RIVERS does not recognize personal assets such as a personal vehicle or residential real estate as equity. In the case of an existing business, TWO RIVERS can recognize the equity they have built up in their business.
  • have a demonstrated ability to repay;
  • have evidence of future economic viability management skills.

Other Things to Note:

Two Rivers service area: 

  1. First Nations:
  • Missisaugas of the Credit First Nation,
  • Six Nations of the Grand River.
  1. Counties
  • Oxford, Norfolk,
  • Perth, Waterloo,
  • Wellington Peel,
  • Dufferin, Grey,
  • Brant, Haldimand,
  • Hamilton, Niagara,
  • Halton, Simcoe, and
  • York including the,
  • GTA.

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