Wakenagun Community Futures Development Corporation (Wakenagun CFDC) – Wakenagun CFDC’s Investment Fund – Business Enhancement Loan (2022)

Description:

Wakenagun CFDC’s Investment Fund – Business Enhancement Loan provides funding to businesses for marketing initiatives, promotional items, attendance at trade shows, staff training and certifications.

Comments on Funding:

The maximum loan amount is $50,000.
A 10% cash equity is required.
The applicant will pay interest and other fees, if applicable. No repayment penalty is applicable.
Repayment terms are based on amount borrowed and available cash flow with maximum term of three years.
Interest rate is equal to the prime rate published by the Bank of Canada at the time of application, plus an increase between 2-7% depending on the amount of risk determined.

Eligibility:

Applicants must:

  • be sole proprietors,
  • be partnerships,
  • be corporations,
  • be not-for profit corporations,
  • have been in business for at least 6 months,
  • have their business located within the boundaries of the Wakenagun catchment area. Wakenagun serves the “Mushkegowuk” Region. These communities include Attawapiskat, Fort Albany, Kashechewan, Peawanuck, Moose Factory, Moosonee, Taykwa Tagamou, Missanabie, and Fort Severn.

Documentation Needed:

Applicants must submit:

  • A Statement of Intent form
  • A project description including estimated costs
  • The most recent financial statements
  • A Statement of Personal Assets and Liabilities.

Other Things to Note:

Wakenagun can provide financing up to a maximum of $150,000 from its Investment Fund in the form of a loan to start or expand a business with a well-documented business plan. These loans are non-forgivable. The program guidelines are from 2016.

Testimonials:

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