Wakenagun Community Futures Development Corporation (Wakenagun CFDC) – Wakenagun CFDC’s Investment Fund – “Youth in Business” Loan

Description:

Wakenagun CFDC’s Investment Fund – “Youth in Business” Loan provides funding for youth aged 18 to 35 to enter into business ownership. Funds may be used for new or existing businesses.

Comments on Funding:

The maximum loan amount is $20,000.
A 10% cash equity is required.
Interest rate is equal to the prime rate published by the Bank of Canada at the time of application, plus an increase between 2-7% depending on the amount of risk determined.
The applicant will pay interest and other fees, if applicable. No repayment penalty is applicable.
Repayment terms are based on amount borrowed and available cash flow with maximum term of three years.

Eligibility:

Applicants must:

  • Have interest in the following: sole proprietors, partnerships and corporations
  • Be a youth aged 18 to 35
  • Have their business located within the boundaries of the Wakenagun catchment area Wakenagun serves the “Mushkegowuk” Region. These communities include Attawapiskat, Fort Albany, Kashechewan, Peawanuck, Moose Factory, Moosonee, Taykwa Tagamou, Missanabie, and Fort Severn..

Funds may be used for new or existing businesses.

Documentation Needed:

Applicants must submit:

  • A Statement of Intent form
  • a project description including estimated costs (must provide quotations),
  • A business plan
  • A Statement of Personal Assets and Liabilities.

Other Things to Note:

Wakenagun can provide financing up to a maximum of $150,000 from its Investment Fund in the form of a loan to start or expand a business with a well-documented business plan. These loans are non-forgivable. The program guidelines are from 2016.

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