BDC Small Business Loan

Description:

The Small Business Loan helps Canadian companies get fast financing to use to:
1. supplement cash flow (purchase equipment, software, or hardware without using cash they need for everyday activities),
2. sell online to increase sales (upgrade your website, purchase inventory, run marketing campaigns, hire a consultant),
3. cover expenses (pay suppliers, landlords, employees).

Comments on Funding:

Funding is a loan of up to 100,000.

Loan terms and fees:

  1. the loan can be obtained 100% online;
  2. no application fees;
  3. no penalties for early or lump-sum payments;
  4. capital payment can be postponed for 6 months;
  5. loan repayment can be extended to 5 years;
  6. BDC doesn’t take personal assets as collateral for the loan.

When It Ends:

Ongoing

Deadline:

Rolling deadline

Eligibility:

Applicants must be/have:

  • Canadian-based business,
  • in operation for at least 24 months and generating revenues,
  • Good credit history
  • business owners must have reached the age of majority in the province or territory where you live.

Applications Steps:

1

must create a Client Space account to apply or use their existing Client Space account if they have one;

2

get their loan online in 3 easy steps:
Check their eligibility: provide details about their project and how much they need, then check if they’re eligible for financing;
✔ Apply for a loan: provide their business information and get the necessary consents;
Get the funds: review and sign your loan offer to receive the funds directly in their account.

Testimonials:

“With BDC’s online financing, I appreciated the simplicity and above all, the speed of approval. The funds were essential to going digital and ensuring my company’s sustainability.” – Denis Leclerc, C. Adm. Owner, Director and Certified Trainer, VMG Solution Services-Conseils

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