BDC Start-up financing (2022)


BDC helps Canadian start-ups get off the ground. Financing can be used for: working capital to supplement an existing line of credit; for fixed assets; to fund marketing and start-up fees; a franchise purchase; or for advisory services.

Comments on Funding:

Funding is a loan of up to $250,000, and starts at: 

  1. $10,000 for businesses that have been in operation between 12 and 24 months and
  2. $100,000 for businesses that have been in operation for more than 24 months.

Loan terms:

  1. up to 12 months principal postponement at the start of the loan.


Applicants must:

  • Be a Canadian-based business established for the first time
  • have been in operations for at least 12 months and generated revenues;
  • have a good credit history
  • have a solid business plan ready
  • be entrepreneurs must have reached the age of majority in the province or territory where they live
  • be entrepreneurs must have a reasonable financial investment in the business
  • be entrepreneurs must have experience or expertise in their chosen field
  • demonstrate realistic market and sales potential.

Applications Steps:


“BDC not only helped me with financing, they provided me with tools and resources that helped structure the business and gave me the freedom I needed to build my company.” – Jamie Hoobanoff, Owner

Other Things to Note:

Previously both the FCC Credit Line and The FCC Advancer Loan were under the same entry.

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